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Most drivers crash their vehicles at least once

Do you think that you're a safe and experienced driver who is able to avoid an accident? While that may help you, the statistics are not on your side.

According to some insurance industry studies, 77% of drivers crash their vehicles at least once over the course of their lives. Many of them crash more than once, with varying degrees of damage. In fact, the study said that even average drivers wind up in about three or four accidents.

Imagine how many a below-average driver must experience. For everyone who crashes just once or somehow avoids crashing entirely, someone else is out there crashing more than three or four times to bring the average up.

Another thing you have to remember is that half of the people in each accident could be just like you: Safe, responsible, experienced drivers. Only one person has to make a mistake to cause a crash. If someone runs a red light without warning, your own legal driving tactics may not prevent you from getting hit.

It is perhaps not quite accurate to say that half of all people who crash did not make a mistake. You can find plenty of examples where both drivers made critical errors. But there are many accidents where that theory holds true. Regardless of your own actions, you could get injured in an accident that someone else causes. The statistics indicate that it's more likely that it will happen than that it won't.

If you do get injured, make sure you know what rights you have to seek financial compensation.

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